Our Solutions
Investment Strategies
Custom, risk-based portfolios designed to align with your specific financial goals.
Retirement Solutions
Strategic planning to navigate rising life expectancy and complex financial needs.
Tax Efficiency & Planning
Advanced insights into your finances to potentially save more and enhance wealth.
Estate & Legacy Planning
Preserving your wealth and ensuring your assets reach the right beneficiaries.
Cash & Mortgage Solutions
Managing liquidity and home financing through our trusted partners.
Charitable Giving
Incorporating charitable giving into your financial plan, allowing for tax optimization and flexibility.
Investment Strategies
At Arch Global Advisors, we offer an extensive financial platform with access to professional money managers across global markets through our proprietary Asset Track Program. Because every client is different, we utilize six distinct risk-based portfolios to help ensure your funds are allocated into the model most appropriate for your goals, risk tolerance, and time horizon.
Our Investment Philosophy
Our strategy is built on a dual-layered approach that aims to bolster returns while enhancing risk management:
Core (Strategic): Establishing a solid foundation for long-term objectives.
Satellite (Tactical): Making active shifts based on ongoing macroeconomic analysis to reflect current market outlooks.
Specialized Portfolio Options
We provide a range of solutions that include a diversified mix of equities, fixed income, and exchange-traded funds (ETFs):
Dynamic Portfolio: A high-risk, direct equity portfolio targeting long-term growth by investing in listed stocks across developed and emerging markets.
Income Portfolio: A moderate-risk portfolio focused on generating sustainable dividend yields above the prevailing policy rate, seeking to balance liquidity and stability.
Institutional-Grade Management & Security
In order to strive to provide consistent and effective performance, our operations are conducted with a high level of transparency and professional oversight:
Professional Oversight: Our investment committee comprised of CFAs and investment advisors actively monitor all portfolios.
Trusted Custody: Client assets are held at Charles Schwab & Co., a leading independent custodian.
Advanced Reporting: Clients can access their portfolio data through the Black Diamond Wealth Platform.
This disciplined approach helps to ensure that your wealth preservation strategy remains aligned with your unique financial picture.
Retirement Solutions
A well-structured retirement plan is important as retirement years grow longer and financial and healthcare needs continue to evolve. We simplify complex options to help you navigate this journey by offering a comprehensive suite of services tailored to your long-term vision:
Integrated Retirement Solutions
We provide a deeper look into your finances to find ways to potentially save more money while ensuring your retirement strategy is built for longevity. Our expertise includes:
- Asset Preservation: We work with business owners and professionals across various industries to understand and leverage the specific exposures their careers may carry.
- Tax Efficiency: Our advanced planning services are designed to enhance your overall strategy and minimize tax impact.
- Business Valuation: We help determine the value of your business to facilitate effective succession planning or a potential outright sale.
Customized Plan Management
We provide high-level oversight and strategic coordination for a variety of retirement and savings vehicles:
- Employer-Sponsored Plans: Strategic guidance for 401(k) and profit-sharing programs.
- Individual Accounts: Management of Traditional, SEP, and Roth IRAs to optimize personal savings.
- Education Savings: Implementation of 529 Plans for children as part of your broader family wealth strategy.
- Holistic Strategies: Integration of life insurance (whole, term, annuities) to support your protective and retirement goals.
Tax Efficiency & Planning
We take a deep look at your total financial picture to identify tax-saving opportunities. Our advanced tax planning services provide a more comprehensive analysis of your finances, finding ways to potentially save more money and enhance your overall strategy.
By integrating tax-efficient strategies into your investment and estate plans, we aim to maximize your net wealth and keep more of what you earn through:
Coordinated Strategy: Evaluating and aligning your debt strategy, including home financing and pledged asset lines, to maintain your investment strategy while avoiding unintended tax consequences.
Charitable Optimization: Incorporating donor-advised funds (DAFs) to receive potential tax deductions and enhance tax efficiency through the flexible timing of donations and distributions.
Asset Preservation & Exposure Management: Understanding the specific tax and liability exposures inherent in various industries and business ownership to better leverage them for future planning.
Holistic Integration: Ensuring that specialized options - such as retirement accounts and employer-sponsored plans—are managed in conjunction with your broader goals to minimize tax impact over the long term.
Estate & Legacy Planning
Wealth preservation is about striving to ensure your assets reach the right people at the right time. To help you aim to achieve this, we have partnered with Trust & Will to provide an easy, digital-first way for our clients to create and manage their estate plans.
Trust & Will is a modern estate planning platform that simplifies the process of securing your legacy. Their state-specific, attorney-approved solutions allow you to build a comprehensive plan, covering essential needs such as:
Trusts & Wills: Create customized documents tailored to your unique family dynamics and financial goals.
Guardianship: Explicitly name guardians for minor children and pets to ensure their future is secure.
Healthcare Directives: Establish a Living Will and HIPAA authorization to provide clarity on your medical preferences.
Asset Management: Utilize a secure digital vault and "Schedule of Assets" to keep your important documents organized and accessible to your loved ones.
This platform streamlines the complexities of estate planning, offering a user-friendly interface backed by bank-level security.
Note: Arch Global Advisors does not provide legal advice; individuals should consult an attorney before making legal decisions. Trust & Will is an independent third-party provider and is not affiliated with Arch Global Advisors.
Cash & Mortgage Solutions
We provide sophisticated tools to manage liquidity and home financing as part of your broader financial strategy:
Mortgage Support
Through established relationships with third-party providers like Rocket Mortgage, clients can access digital home financing solutions through a streamlined application and underwriting process. This platform provides a range of loan options, rate structures, and tools to help evaluate borrowing decisions. Integrating these mortgage solutions into a comprehensive financial plan can help align borrowing with overall goals and cash flow needs, providing greater clarity on affordability when purchasing or refinancing a home.
Pledged Asset Line (PAL)
A pledged asset line is a securities-based line of credit that allows you to access liquidity by borrowing against eligible investment assets held in a brokerage account without requiring the sale of those investments. This tool is designed to provide flexibility while maintaining a long-term investment approach.
Strategic Liquidity: It can be used to manage short-term cash flow, fund large purchases, or navigate transitional periods.
Tax Efficiency: This approach may help you avoid triggering the taxable events that often result from liquidating investments.
Considerations: Because the line of credit is secured by the portfolio, borrowing capacity may vary based on market fluctuations and the composition of your underlying assets.
Note: Rocket Mortgage is an independent provider, and Arch Global Advisors does not provide tax or legal advice. These solutions are not suitable for all individuals and should be evaluated based on your specific circumstances.
Charitable Giving
Donor-Advised Funds (DAFs)
Charitable giving can be a strategic component of your financial plan through a donor-advised fund (DAF), such as those available through our relationship with DAFgiving360 (formerly Schwab Charitable). A DAF allows you to contribute cash or other assets to a qualified nonprofit organization and potentially receive an immediate tax deduction.
Tax Optimization: Contributing appreciated assets to a DAF can help reduce potential capital gains exposure.
Structured Growth: Contributions are irrevocable, but assets within the fund can be invested to grow tax-free, allowing for more structured long-term philanthropic planning.
Flexibility: You retain advisory privileges over how and when grants are distributed to qualified charities, providing flexibility in the timing of your donations.
Note: DAFgiving360 is an independent provider, and Arch Global Advisors does not provide tax or legal advice. These solutions are not suitable for all individuals and should be evaluated based on your specific circumstances.